Privacy Policy

Effective Date: [06/07/2026]

Privacy Policy

Welcome to Winkrthi Mortgages (“we,” “our,” or “us”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our mortgage advisory services.

By using our website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

Personal Information

  • Full name
  • Email address
  • Phone number
  • Residential address
  • Employment information
  • Income details
  • Financial information relevant to mortgage applications
  • Identification documents provided during the mortgage process

Technical Information

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Pages visited
  • Time spent on the website
  • Cookies and similar technologies

2. How We Use Your Information

We use your information to:

  • Provide mortgage consultation services.
  • Assess your eligibility for mortgage products.
  • Connect you with lenders and financial institutions.
  • Respond to your inquiries.
  • Improve our website and services.
  • Send important service-related communications.
  • Comply with legal and regulatory obligations.
  • Prevent fraud and maintain website security.

3. Cookies

Our website uses cookies and similar technologies to:

  • Remember user preferences.
  • Improve website performance.
  • Analyze visitor traffic.
  • Enhance your browsing experience.

You can manage or disable cookies through your browser settings. Some website features may not function properly if cookies are disabled.

4. Sharing Your Information

We may share your information with:

  • Mortgage lenders
  • Banks and financial institutions
  • Credit reference agencies (where applicable)
  • Identity verification providers
  • Professional advisers
  • Service providers who assist in operating our website
  • Government authorities when required by law

We do not sell your personal information to third parties.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission or electronic storage method is completely secure.

6. Data Retention

We retain personal information only for as long as necessary to:

  • Provide our services.
  • Meet legal and regulatory requirements.
  • Resolve disputes.
  • Enforce our agreements.

7. Your Rights

Depending on your location and applicable laws, you may have the right to:

  • Access your personal information.
  • Correct inaccurate information.
  • Request deletion of your data.
  • Restrict or object to processing.
  • Withdraw consent where processing is based on consent.
  • Request a copy of your personal data.
  • Lodge a complaint with the relevant data protection authority.

8. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies.

9. Children’s Privacy

Our services are intended for individuals aged 18 and older. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated Effective Date. Continued use of our website after changes are posted constitutes acceptance of the revised Privacy Policy.

11. Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:

Winkrthi Mortgages

Email: [info@winkrthimortgages.ae]

Phone: [+971 55 670 8181]

Address: [Building A3, 3rd floor, Business Park, Dubai South, Dubai. UAE.]

Website: [https://winkrthimortgages.ae/]

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    We help you compare:

    • Salary transfer mortgages
    • Non-salary transfer mortgages
    • Fixed-rate mortgages
    • Variable-rate mortgages
    • Hybrid mortgage options

    Services include:

    • Document verification
    • Application submission
    • Bank follow-up
    • Status updates
    • Approval tracking

    Consultation includes:

    • Affordability assessment
    • Loan comparison
    • Repayment planning
    • Interest rate advice
    • Financial strategy

    Services include:

    • Developer-approved bank selection
    • Stage payment guidance
    • Mortgage approval
    • Handover financing

    Available solutions include:

    • Ijara
    • Murabaha
    • Diminishing Musharaka

    We assist with:

    • Financial document preparation
    • Income assessment
    • Bank matching
    • Application support

    We assist with:

    • Eligibility assessment
    • Required documentation
    • Bank selection
    • Cross-border mortgage processing

    Services include:

    • Investment mortgage advice
    • Rental yield analysis
    • Bank selection
    • Loan structuring

    Suitable for:

    • Property renovations
    • Business funding
    • Investment opportunities
    • Debt consolidation

    Benefits:

    • Lower monthly installments
    • Better interest rates
    • Cash savings over the loan term
    • Improved loan structure

    Benefits:

    • Understand your borrowing capacity
    • Strengthen your purchase offer
    • Save time during property search
    • Faster mortgage approval
    What We Offer:
    1. Mortgage eligibility assessment
    2. Bank comparison
    3. Mortgage pre-approval
    4. Interest rate comparison
    5. Application management
    6. Property valuation coordination
    7. Final mortgage approval
    8. Support until property transfer
    Perfect For:
    1. First-time buyers
    2. UAE residents
    3. Non-residents
    4. Ready and off-plan properties